Magnum PA
Frequently Asked Questions
A public adjuster is a licensed professional who represents policyholders in insurance claims. Unlike insurance company adjusters who work for the insurer, public adjusters work exclusively for you to ensure you receive the full compensation you're entitled to under your policy.
We work on a contingency fee basis, charging a small percentage of your final settlement. If we don't recover money for you, you owe us nothing.
Our fee structure is straightforward and client-focused: • *Normal situations: Maximum 20% of recovered funds
• *Emergency situations: Maximum 10% of recovered funds
This arrangement ensures we're fully aligned with your interests—we only get paid when you get paid. We believe in transparent pricing and will provide you with a detailed fee agreement before we begin working on your claim.
*These maximums are FL law. If a PA charges you more than this, he/she is in violation of the law currently, 12/2025.
We believe in fair pricing and transparent communication. While we're committed to providing exceptional value, we also recognize that every client has different budget considerations.
We're happy to work with you on fee arrangements when possible. Our standard contingency fees reflect the full scope of our services, including our expertise, time, and the value we bring to your recovery.
If you're concerned about costs, we're open to discussing flexible arrangements. However, we do ask that clients who request fee reductions also take on some of the work themselves.
This might include:
• Following up with insurance company representatives
• Documenting personal property losses and belongings
• Coordinating with contractors and service providers
• Attending meetings or providing additional information
• Managing communication with your lender or mortgage company
This collaborative approach ensures that you're actively participating in your own recovery while still receiving professional guidance and support. It also helps us maintain our quality standards and ensures that every client invests appropriately in their claim's success.
We're committed to finding a solution that works for both parties while maintaining the high level of service you deserve.
On the contrary, we often expedite the process by providing thorough, professional documentation that speeds up the review process.
Settlement timelines vary by claim type and complexity. Simple property claims may take *30-60 days, while complex, commercial, or catastrophe claims can take *60-180 days or more. We'll provide a realistic timeline during your initial consultation and keep you updated throughout the process.
*These timelines are estimates only and there is no guarentee how long your particular claim will take.
We handle all types of property, auto, and liability insurance claims including residential and commercial property damage, auto claims, business interruption, flood, earthquake, and other specialty coverage claims. If it has to do with property damage, we got you!
We offer free claim evaluations to assess your situation. During this assessment, we'll review your policy, evaluate the damage, and determine if you have coverage and what you're entitled to recover.
We don't just handle claims, we transform the insurance experience. Unlike traditional adjusters who work for the insurance company, we're your dedicated advocate who gets results.
Every claim is unique, and so is your experience with us. We don't promise specific outcomes because insurance recovery is unpredictable. What we do guarantee is that you'll have someone fighting for your best interest every step of the way.
Our approach means you're not just another file in a system; you're a client. A real person who will call you directly, explain what's happening with your claim, and keep you informed about every development. We don't just collect documents, we collect results.
You'll find out exactly what you're getting when you work with us because we're committed to being transparent about our process, our capabilities, and our track record. The real value comes from our dedication to your success, not from marketing speak.
Document everything with photos, videos, and notes. Contact your insurance company within 24-48 hours, secure temporary repairs, and avoid signing any documents without reviewing them first. We recommend contacting us as soon as possible to ensure your claim gets the attention it deserves.
